🗃️Peer-to-Pool Lending (V2)

The second phase of our lending protocol embarks on a peer-to-pool approach. This progression necessitates comprehensive research and development efforts to formulate a structure akin to established entities such as AAVE and analogous counterparts in the cryptocurrency domain.

We see Lending pools as a correlated product to the Spot Swap, building on the same base in regards to batching and maintaining global state (fund pools). In this case, only business logic is changing, but the same fundamental logics apply, like LP representing pool share, ratios influencing interest rates. We are currently working on the model to determine fair and constantly adjusting interest rates based on supply and demand, loan terms, pool dynamics, etc.

Full model is currently in the making, will keep you posted!

More information will follow in the coming months!